Paystub Breakdown

Your local quotes a "total package" — one big hourly number. This tool splits it apart so you can see exactly how much is wage, how much is health, how much is retirement, and what actually lands in your check after tax.

Total Package $/hr

Hours / Year

Tax Rate %

Package Components ($/hr)

Gross Wage

The taxable hourly pay that hits your check before deductions.

60% of package$90,000/yr

Health & Welfare

Medical, dental, and vision coverage for you and your family.

16% of package$24,000/yr

Pension

Defined-benefit retirement paid by the employer into your union pension fund.

11% of package$16,000/yr

Annuity / 401(k)

Your individual retirement account that grows with every hour worked.

7% of package$10,000/yr

Training Fund

Pays for your apprenticeship school, classes, and upgrade training.

4% of package$6,000/yr

Other / Dues

Working dues, PAC, or other fund contributions.

3% of package$4,000/yr

Components match your total package

Per-Hour Breakdown

Gross Wage Health & Welfare Pension Annuity / 401(k) Training Fund Other / Dues

What Hits Your Check

Net Wage / hr (after 28% tax)

$32.40

Net Wage / year

$64,800

Tax estimate is a rough flat rate. Your real take-home depends on filing status, state, and deductions. The benefit and retirement dollars are pre-tax and land in your funds, not your check.

Where to find your numbers

Your local publishes a wage sheet showing the total package and every contribution line. Ask your business agent, check the hall bulletin board, or look on your local's website. Plug those numbers in here to see the breakdown.

Find your local →